Keeping Guests Entertained On Your Wedding Day

On mentioning the words ‘wedding entertainment’, the unfortunate reality which pops into most people’s heads, is that of an image of a cheesy DJ, acting as though he’s just stepped out of a scene from Love Actually. Along with pictures of the even more terrible dancing his music receives in response, it’s not what everyone has in mind for their special day.

However, having some sort of entertainment at your wedding doesn’t have to be like another clich├ęd scene in a film; there are a lot of very unusual ways to keep you and your guests thoroughly entertained all day. And they’re guaranteed to leave a lasting impression.

Why not hire a magician for some table entertainment as your guests are having dinner? This certainly doesn’t mean that your wedding guests will feel as though they’ve been invited to a kid’s birthday party; in fact there are some incredibly impressive and sophisticated magicians available for events and they will be well adapted to charming even the most sceptical family member. From card tricks to optical illusions, there are magicians that delve into all aspects of trickery, so you can make sure that you will be getting very varied entertainment.

For weddings at which guests will also be able to enjoy spending time outdoors, hiring some giant games is a definite way of keeping people of all ages occupied. This could be the perfect answer for those couples including children at their wedding. The range of outdoor activities available is huge and depending on the style of your wedding, you might want to opt for the more traditional lawn games, such as croquet and bowls, or go for those all time favourites with a giant jenga or snakes and ladders set.

Similarly if you want to inject some fun into your big day, then inflatable games or bouncy castles will be a hit, and not just with the younger guests at the wedding. Everybody loves these activities and you’ll be surprised how many people will want to get involved, happily ditching their finest outfits to don that giant sumo suit!

Unusual wedding entertainment can be the ideal option for a lot of couples, particularly those looking to have a themed wedding. Entertainment can be tailored to suit any wedding style, but something particularly apt if your theme is fun is sourcing some fairground stalls or games for the occasion. Guests will feel as though they’ve just stepped into a theme park and there are a number of companies available that offer unique, quirky stands. Alternatively, hiring a fun casino is also a great option for those who perhaps aren’t too keen on the after-dinner dancing. Even if guests have never played any casino games before, the experienced croupiers that oversee the games will usually be happy to explain, so your whole wedding party could try their hand at gambling!

In a similar way, if you know that getting your guests up on the dance floor could take some persuasion, then couples might like to consider hiring an instructor to give a mini dance lesson to their friends. This will keep guests entertained while the bride and groom are having their photo taken, or it could be used as an ice breaker to get people into the party mood. Whether it’s family line dancing, a bit of tango or some sexy salsa skills you’d like to have a taste of, there is scope to get creative.

For wedding entertainment designed to impress, and something different from the traditional firework display, why not consider using circus acts or fire shows? These are designed to be wonderful spectacles and the amazing pyrotechnics involved are one way to ensure that your guests will be impressed.

Of course, even with all these weird and wonderful alternatives, no one can deny that having music at your wedding creates the perfect atmosphere. Instead of the obvious choice of a DJ, it is definitely worth thinking about integrating some live music into the celebrations, as this can set exactly the tone you require on your special day. To add a touch of sophistication and class, couples might enjoy having a jazz band or classical quartet or a musician to play during the meal or reception. It is worth investing some time into finding the right musical act because the variety is immense.

So, whatever you’re thinking about wowing your guests with on the big day, ensure that everyone is thoroughly entertained by trying something fun, quirky and different, could be the just the twist you need.

A Small Business Loan Is Easy to Get If You Are Doing the Important Things Right

When your business is in its starting phase, you need a loan to grow it. Yes, there are ways for you to start your business with very little capital, but even in the age of the internet you need loans for the growth and expansion of your business. Oftentimes, startup and small business owners are scared of taking loans because they believe returning the same loan with interest on it will hinder their growth. The fact is a loan is not such a big liability if you have done your homework before getting it. Hastily getting a loan without researching the market and knowing your business’ growth potential can be detrimental to the business.

Your Business Plan Matters Big Time

It does not matter how experienced your management team is when your business plan is weak. When you ask for a loan from lenders, they are trying to find reasons to forward you the desired loan. They want to be sure that the loan they forward is returned in time and according to the terms and conditions set at the time of loaning. Lenders will seldom gauge the potential of your business to return the loan based on what you speak. What they want to see is a solid business plan and that’s why you need to have an impressive one. A strong business plan will consist of the following and some more.

The company description
Management role and experience
The product description
Strategy for marketing
Financial projections
An executive summary
Documented cash flow
Keep in mind that banks often look at the cash flow in the documented form, and their scrutiny is not limited to what your projections are for the future but more importantly how you have managed things in the past. They will look at your company’s cash flow records for past couple of years to see if you should be given the loan you are asking for. So, keep your business plan in mind and make sure you have worked on every aspect of it to present something impressive to the investors.

Your Loan Options Are Many

Sometimes, you have a solid business plan and everything else is in place, but your understanding of loan options is not at its best. Many small business owners live with the impression that the only institution available to them for obtaining a loan is a bank. That’s far from truth because there are dozens of other ways to obtain the loan or investment for your startups that’s much easier to manage than a bank loan. Some of the options available to you include SBA loans from the government, invoice financing, business equipment financing loans, etc. If you are just a startup and none of those options seem viable to you, there is online fundraising.

Online fundraising has become quite a popular method of getting investments for your startup from individuals who trust in your idea and concept of the business. Using funding website you have access to hundreds of thousands of investors located all around the world that are willing to help if you can convince them with your business plan and the team that’s behind your project. So, avoid making the mistake that many small business owners make when they think bank is the only place for them to get any money for their businesses.

Your Timing to Apply for a Loan Is Important

This is a huge mistake that small business owners often make and pay the price in the form of not being able to obtain the loan they want at the terms they want. See, you will always be told to have a strong business plan because that’s the only way investors will trust you as an entrepreneur or businessperson. When you create your business plan, you are not just jotting down random numbers on a piece of paper. Your plan should give you an idea of what your business’ needs will be in the coming times. That’s when it makes sense to apply for loans well in advance and not at the eleventh hour.

When you apply for a loan at the eleventh hour, you are seen as a business in trouble. Most investors will see your business as the sinking ship and they will never want to get on it. Obtaining a loan in these circumstances can become close to impossible. This is the reason why you should apply for a business loan in advance and not at exactly the moment you need it. You also have to keep in mind that loan approval process takes time too. If you need the cash on an urgent basis, every day that passes during the approval process will be causing more damage to your business.

The Right People Can Make the Difference

Delegating responsibilities to the right people is an art and skill that not many business owners have. Oftentimes, small business owners rely too much on their own skills and are scared to trust any other person to do things for them. This can be a grave mistake because you cannot be the jack and master of all the trades at the same time. For example, you might be great at crunching numbers and making accurate projections for the business but not very great at sales and pitching ideas. If you have to pitch your business idea, its marketability and scope to the investors, choose the person who can best present it. Despite your great business plan, you will fail to obtain a loan because of your nervousness and lack of confidence when it comes to acting like a clever salesperson.

You have to bear in mind that investors are not investing only in your business, they are also investing in you. It is very important for them to like your personality to invest in your project. Appearing unprepared or nervous in front of them will send an impression that you are not fit to lead the project, your decision making is faulty and that you cannot create strong teams.

A Well-prepared Presentation Can Win Hearts

It does not matter who is giving the presentation when the content is boring and does not address the points that investors are most curious to know. First, get your numbers straight and bring them into the presentation at the right points. Be the investor in your mind and think of the questions you would ask if someone presented the same product/service to you. Have your accountant, advisor and business lawyer by your side when preparing the presentation. You don’t want to give wrong figures during the presentation and fall for a bad deal at the end of it. The most important thing is to explain your business idea as clearly as possible. Many times the presentations are so all-over-the-place that investors can’t make heads and tails of it. If they don’t understand your business, they will never invest.

So, bear in mind that obtaining a loan is not that big of a challenge. Most of the times, it is just some small mistakes in the areas mentioned above that become the cause of lost opportunities to get the right loans for your business. Create a solid business plan, choose the right people to represent your business and use all the options that are available to you at the right time to grow your business at the pace you want.

3 Indispensable Things to Know When Starting a Business

I’ve been speaking to people, and I don’t know if it’s because we’re in the first quarter of a new year or if there’s more confidence in the economy, but I’ve realized that many more people are looking to start their own businesses. As a business owner and social entrepreneur, I think that’s a great thing.

I’m often asked about my thoughts about starting a new venture, and candidly, I love the adrenaline rush, vision driving and strategy development of a new business opportunity. If you’ve been thinking about beginning a new company, there’s no time like the present to start to get yourself into the entrepreneurial mindset to consider if it makes sense for you.

If I were speaking to someone right now starting off as a new business owner for the first time, there are three essential things I would suggest they keep in mind:

Do You Really Want to Be an Entrepreneur?
The first question is the toughest, but you’ve got to sit with it for a while. I’ve spoken to many people along the way who have started a business, and then have fallen flat on their face and returned to the safe embrace of a 9 to 5 job. Being a business owner is not as “glamorous” as it may appear.
Sure, you’ll have a flexible schedule (on occasion) and are the final decision maker on large and small decisions, but being an entrepreneur is not for everyone. The truth is you will never work as hard as you do than when you’re a business owner, particularly in the early years. Twelve hour plus days, including weekends, is not uncommon.

Being a business owner means it’s all on you. You may have other people working with you. You may be one of those leaders who allows his team of professionals to be the professionals they are, but as an entrepreneur, your responsibility is to understand every area of your business: sales, marketing, legal, finance and accounting, administrative, marketing, research and development, product development, etc. It takes a great deal of time to know all areas of your business and make sure they are working correctly. It’s an endless process.

Do You Really Want to go into Business with Your Friends and Family?
Many times, particularly with small businesses, you’ll have friends or family members decide to go into business together. It makes sense to want to go into business with people you know and trust, but do you want to do that? If there is anything that comes up your relationships can be affected.
A great scenario is this one: you’re working 12 hour days and doing great in your areas of responsibility. Your business partner, and good buddy, perhaps is not as hard working and as disciplined as you are and so resentment begins to build. That’s a recipe for conflict and the likelihood that your business will survive with internal friction exponentially decreases with the increase in tension.

Another possibility is that you don’t go into business with any friend or family as your partner, but perhaps you decide to hire that same good buddy to be one of your first employees because you trust him. Again, what happens if he’s not putting in the hours or work that you think is essential for business success? There have been countless examples of business owners who partnered or hired friends or family only to be in a situation where the business has suffered (as well as the relationship) because of anything from work styles to fraud. It’s very tough to separate your business from your relationships without potentially ruining them.

Decide if You’re the Cupcake Baker or the Business Owner
Many people have a passion for something in their lives, and that’s great. Perhaps they love making cupcakes, or they love music and want to sell instruments. Whatever is your passion or interest, if you have one, you will not be only doing that work. As the business owner, the most crucial part of your business is a vision, sales, etc. and the path the company as laid out in your business plan.
If you love painting and you decide to open up a paint shop, you will not be spending your day painting. You will spend your day selling paint, dealing with customers and managing the books. Same goes for cupcakes or even widgets. The business owner that wants to grow his or her company is not going to be baking cupcakes exclusively but also running the business.

If you’re looking to grow, you’ve got to focus on the total “business.” As a business owner, the cupcake making, painting, music or widget making will be only one element, but it’s certainly not the “business.” The business is the promotion of your product, the price point, finances, customers, cash register, accounts receivables and payables, and payroll, etc.

In conclusion, don’t get me wrong. For me, I wouldn’t change anything in the world for my life as an entrepreneur. I love being a business owner and digging into all elements of my companies and brands. It’s invigorating, exciting and no day is the same. Any business owner will tell you, however, that the points mentioned earlier are essential for seeing if the entrepreneurial path is genuinely what you want.

Natural Health-Body Detoxification: Is it Necessary?

Everyday, people are exposed to various toxins, which harm the body and cause serious diseases. These toxins can be internal toxins that are released in the body as a by-product of normal metabolic activity; or external toxins such as heavy metals (lead, aluminum etc), smoke, drugs (cocaine, steroids etc), food preservatives and additives, alcohol, chemicals, harmful organic compounds etc. The list is practically endless, which is why the process of body detoxification assumes vital proportions.

Body detoxification refers to the ability of the human body to rid itself of harmful toxins. The body performs the detoxification process through four main organs, which are:

The Kidneys
The Liver
The Skin
The Intestines

All toxins in your blood, whether internal or external, reach your liver before they reach any other part of the body. The liver then acts upon these toxins and removes them through the bile and kidneys. Some water soluble toxins may escape the liver detoxification, but these are then eliminated through the kidneys. Your skin too helps in the process of body detoxification by eliminating toxins through sweat and skin rashes.

Thus, the natural body detoxification process generally ensures that all the toxins are removed from the body. However, in recent times, natural body detoxification processes may not be very efficient in removing all the harmful toxins from the body, due to several reasons such as:

Sluggish detoxification enzymes in the body.
Presence of too many toxins in the modern world.
Poor nutrition and unhealthy diets.
Increased constipation.
Loss of equilibrium of bowel flora.
Presence of beta-glucuronidase, which is an enzyme that reverses the detoxification process, thus leading to an increase in the amounts of bodily toxins.

Due to all these factors, the natural process of body detoxification can take a severe beating, which is why it is essential to get body detoxification support. In order to optimize the body detoxification process, you may need to do several things including:

Go on a detoxification diet.
Take natural nutrients and antioxidants which support the liver detoxification process.
Undergo various therapies for colon detoxification.

By simply doing one thing and not doing the other, you will not be able to detoxify your body effectively. For best results regarding body detoxification, it is recommended that you seek professional help. A natural health expert will advise you about the best combination of body detoxification therapies, depending on your individual needs and interests. You will thus not need to rely on a single product which may or may not benefit you, but will have the finest resources at hand for optimum body detoxification and good health.

Exhilarating Ideas for Home Decor – Because Each Home Has A Story To Tell!

“I’m a designer who loves to decorate the home with utmost simplicity yet to display the grandeur; I take charge of the things in my life as well as in the home, showcasing my timeless love for perfection,” say most women. Decorating your home the way you like only increases your affinity towards the things that you’ve chosen, thus creating a more personal touch to the interior.

“Home Decor is nothing but a method of alchemy, to mutate the generic, the quotidian, or just plain unworkable into- Something more beautiful, something rarer and something that’s more usable!”

To establish a beautiful interior it is important to choose the right home pieces, things that will not only accentuate the existing but will also add an entirely new look to the home. Remember, each home has a story to tell and your home decor pieces do that for you.

Here are the home decor pieces that add a charismatic look to the interior-

1. Lamps & Lanterns – Add fervor to your home and life by introducing an exciting range of lamps and lanterns, a symbol light, optimism and of course ethereal beauty. Here’s what you can buy -

Candle Stands – Prepare your home for a beautiful night with a marvelous collection of candles and candle stands, a unique home decor item, chosen by a few who love to embellish their home with masterpieces.

Lamps – To complement the urban and rural touch, a lamp is all you need to add to your list of decor pieces for your home. Buy traditional lamps and bring them in symphony with the contemporary look of the home.

2. Wall Decor – To create decorative and pleasing walls it is important that you choose the right wall decor pieces, each casting its unique look and importance in the room. Here’s what you can buy -

Photo Frames – Your life is full of heartwarming memories, and each picture that speaks of those memories deserves to be displayed in an absolute photo frame.

Wall Hangings – As beautiful as the name, the wall hangings are not only used to hang you keys and clothes, but also to add a somewhat appealing look to the mundane walls of the home.

3. Decor Seating – Giving your guests a generic yet pleasing place to settle down definitely wins a lot of compliments for you, and the adequate decor seating is exactly what it takes. Here are the options for you -

Stools – Traditional as they sound, stools are a perfect decor item for homes that want to stick to the generic touch or even for homes that like to blend the old and the new.

Ottomans & Pouffes – Adding colorful ottomans & pouffes in your home will certainly add a majestic touch to your interior because these colorful units add brightness and sparkle to the empty home.

4. Antiques – Antiques are always pleasing, taking you down the memory lane and helping you memorize all those beautiful days that you’ve lived. Here’s something that might please you a bit -

Magazine Racks – Buy antique magazine racks for your age old collection of magazines, and every time you pull out a magazine from the rack, you’ll think of the many ways this rack has simplified your life.

Figurines – Add a classy ambiance to the room with a few figurines, each exaggerating the look of your house, decked for almost any occasion.

5. Antique Furniture – As I said earlier, antiques make you remember the old, and if it’s all about fond remembrances, then what can be better than adding antique furniture pieces to your home decor list.

Antique Table & Antique Chairs – For the undocked look in the house, it is best that you add a few antique chairs and a table to your list of home decor pieces. These antiques create a striking look at the house with a lot of ease, thus creating a sophisticated yet ethereal look in the room. It is recommended that you choose the right antique chairs and an antique table for your living room for the fabulous look.

Adding one of more of these decor units mentioned above will indeed add a charming look to your home, thus developing a more positive outlook in your life, simply because each unit has a story to tell. So bring out the designer within you and buy these units to make the house look like “Home”.

The Nuts and Bolts of a Business Plan

Do you need investors? Looking for a loan? Do you want to apply for a grant? Or has the time just come to do a self-analysis of your business? Are you expanding your business? Looking for new markets? Seeking the next level in your business? These are all times that you need a business plan? What are the nuts and bolds of a business plan?

All business plans have more or less the same sections some even have the same content.
However, when they arrive at the investor’s or lender’s table some remain where they are and others pass to the “I’ll read them later” pile or worse still the trash can! So how do you make your business plan readable and memorable for all the best reasons.

Let’s look at what really is at the heart of a business plan. A business plan is a methodology that defines and integrates the activities that are necessary for a business idea to become a company and provides expectations that prove it will be profitable. In other words, it is the hook to get an investor and tell them that your idea is innovative and will be very profitable. Note those two important words: innovative and profitable. No investor will be interested in a company that is not going to be profitable enough to give them their investment back plus a very healthy profit. Now the what could be an interesting word – innovative. For a company to be successful it must have something that is different to all the other companies working in the same market. After all if your company is going to be the same as all the others, they are hardly going to move over and let you take their customers. No, your company needs to have something different that will attract these customers away from what they buy all the time. So innovative in some way, be it products, business model or service.

Lets add another word that your need to prove within your business plan – viable. Your investor or lender wants to see that you company is going to be viable. If you do a Google search about the “Internet Bubble” of circa 1995 you will see that thousands of investors invested and lent to new fangled internet companies that promised to make them millions of dollars in easy profits. Memories are long and now investors look to see that new companies are going to be viable for the for seeable future so that they continue to receive an income stream and have a good chance of getting their loan or investment back.

Your business plan should be a communication tool selling an original idea that serves to attract and convince people that you have the ability to implement the plan by establishing and managing the company.

At the beginning we highlighted other reasons for business planning. In addition to raising funds, your business plan is also the best tool for you to assess the viability of your business.

So that is the NUTS of a business plan, lets look at the BOLTS that hold it together:

Professional: Internally it should be well structured with an index, page numbers, headings and bulleted paragraphs that explain complex matter. Plenty of graphics break up the boredom of too many words. Externally it should be expertly bound and have a colorful and attractive cover page. It stands to reason that full company details and contact information should also be on the front cover.

Tempting. Written in a way that encourages the reader to assess the possibilities of entering the business. Take care of the writing style, be concise but not brief and certainly not so wordy that tiredness beckons. Keep to the point, zwoding extraneous information that does not support your business planning or business model. Avoid jargon and if you must use initials ensure that the first example is spelt out completely with the initials in brackets afterwards.

Dynamic. You have to be creative, but with some restraint. It is best if you tell a story but not one that is found in the fiction section of a library. If the business you propose does not invite big flourishes, save them. It can be counterproductive to distract the reader. Creativity is important as long as you highlight something about the business and is there to keep the attention of the reader. Creativity must only be used to paint a picture of how the business will operate in the future.

Accurate. Clarity is fundamental, but so is accuracy and truthfulness about the current state of your company and its future aims. A little bit of license is offered by the reader but they do expect you to be truthful about your figures, customer numbers and state of the production of your goods.

Ordered. Guide your reader through your business plan and put supporting documentation within the appendix of the report. Although the key information should be in the main sections of the report, in the appendices you can include secondary data, market study results, resumes of professionals and any letters from recommendation or favorable report.

What An Online Finance Degree Can Do For Your Future

Acquiring an online finance degree is one of the most flexible and lucrative option for becoming a professional. If you haven’t acquired your degree yet due to time constraints or other binding problems, taking an online course will give you the flexibility to balance your work or family life with gaining an education. Choosing just any degree would probably not be the best move, but choosing a finance degree is a safer bet than a degree in the humanities.

Flexibility is one of the greatest components of attaining a degree online. Unlike in high school, you’ll have the freedom to decide on your own time. Not only that, but there’s no longer any authority figures hovering over you, treating you as if some child. This will allow you to become more independent and become better at time management. It also allows the opportunity to still be socially active since you can plan around your social activities. Do you hang out with friends during the afternoon, maybe in the evening? You can easily create a schedule that will leave those time frames open.

With a finance degree so many options become open to you, from becoming a financial consultant to a manager. It’ll give you the skills and knowledge that will help you excel in your chosen career after graduation. Not only that, but this is one field that can withstand a recession; a recession may even boost job opportunities. With so many financial woes that require financing and consultation during a recession, there should be plenty of job opportunities. Gaining an online finance degree will allow you to acquire those jobs.

Gaining knowledge in finance will not only help you acquire clients or land a job, it will allow you to better evaluate your own finances. The practical skills you gain through an online degree, along with involvement with your professors, you’ll be capable of better understanding the financial market and how to use it to your advantage. This will also empower you in ways you may not have imagined. In this society, despite how horrible it may be, those lacking a degree have fewer options and are less regarded as their degree-holding counterparts. By gaining a degree, online or not, you gain more power to use the current social system to your advantage.

Of course, an online degree is no easy getaway. There will be work assigned, texts to read, and exams to take. But let me ask you this, is that really any harder than the problems you’ve dealt with in life? For those who are currently working a minimum wage job, perhaps even two, those hours spent on studying probably wont compare to the feelings of tiredness you’ll feel after finishing a job. Assignments probably wont be as hectic as handling a family. There’s so many other barriers that you have already overcome, gaining a degree shouldn’t be seen as any more difficult to overcome. At the end of your school work load, after you finally gain that finance degree, all those efforts in studying will be sure to show. You’ll be able to get a higher paying job, spend less hours working, and in effect, more time doing what you want.

For those who are already have a career, but wish to change, getting an online finance degree is a great option for maintaining your current job while learning a new field. Taking an online course, especially due to its flexibility, will take a lesser toll on your work. You’ll still be able to maintain the same hours of work which means no negative impact on your pay. Getting this degree also means that you’ll have time to create a safety net for yourself so that when you try and establish yourself in the field, you’re less likely to become stressed out.

For many who are unsatisfied with your work environment or earnings, a degree in finances is a great solution. By attaining this degree, you have a variety of jobs to choose. For instance, by becoming a financial consultant, you’ll be able to choose your own clients and determine your own environment. Not only that, but there’s a lot of money to be made in this field. So no matter whether this degree will be your first or if you just want to change career paths, attaining a degree in finances is one of the best options available. This is especially the case for those who can’t disregard their current obligations and are in great need of flexibility.

Investing In The Stock Market, No Finance Degree Needed

How do you know when it is time to move into a stock? Follow these simple facts and you will have your answer.

Always adapt a strategy and portfolio to fit the latest trends on Wall Street. Invest only in healthy, growing stocks and avoid companies that are seeing their sales and profits shrink.

Approaching stock picking is a lot like buying a car. When you buy a car, you look at the gas mileage, the warranty, the horsepower, the safety features, and a host of other options. The same rules apply to stock picking, you need to “look under the hood” to make sure that your investments are safe, reliable, and ready to perform.

There are 8 fundamentals that you should study when selecting stocks:

1) You should look to see if your stock has had it’s earnings estimates increased by analysts. This usually tips us off to a stock that is about to beat earnings. Positive earnings revisions are a good thing for sure.

2) And speaking of beating earnings, look for a stock that has been able to beat it’s earnings estimates and by how much. This is an important number to watch, because it often says Wall Street isn’t paying much attention to this stock yet or doesn’t yet “get.”

3) You should look for a company consistently growing it’s sales over time. Why you ask? Because this is one number that is hard to fake. Steer clear from companies that use questionable accounting practices. Sales growth is a solid indicator.

4) if a company is expanding operating margins, this will tell you if earnings are growing faster than sales. A company that is able to expand it’s operating margins is usually a company that has a dominate position in the industry. A company that can raise prices without seeing a drop off in sales is a wonderful thing to be able to do.

5) Can you say free cash flow? This says how much money a company has left over after paying the costs of its business. A strong cash flow is important because it allows a company to invest more resources in growing its business.

6) Earnings growth is the heart of all good financial analysis. As long as any company is able to grow its earnings consistently, the stock will do well.

7) And it is not enough to see a company’s earnings grow, you also want to see them grow rapidly!

8) The return on equity or ROE is the gold standard. ROE tells you how efficiently a company is managing its resources. You can’t interview every senior manager at a company, so the ROE is a report card for management.

Just like when you are out there doing your homework for your dream car, do your homework on how to pick your next stock and follow these 8 steps. You definitely don’t want a lemon in a car and I think it is fair to say that you don’t want a dud of a stock pick either. Both can and will hit you hard in the wallet.

5 Expert Insider Steps to Begin Transforming Your Health & Body Today!

While yes, our team is born in a world of intense high athletic goals such as bodybuilding, it is not our goal to support people to become bodybuilders – FAR FROM IT!;-) So you can relax now!! But it IS our goal to share with you why the lessons from our experience of mastering human health & the body, & how developing a bodybuilder “mentality” for your own life can literally skyrocket you into a level of personal health you never thought possible, while showing you the shortcuts in how to get there! Sound good? Heck, it sounds GREAT to us, because we already know how it can CHANGE YOUR LIFE.

If you are serious about stepping into your greatness of feeling & looking great, take 3 minutes & glean our insight, because this is the single-most MISSING LINK that we see people repeatedly leaving out of their game plan to great health & why they continue to fail at achieving quality health for their lives.

When you have had an experience of taking your mental, emotional & physical self to the level that bodybuilding competition requires, as a coach for others it then allows you to see potential for your clients that they could never envision for themselves without you by their side AND TAKE THEM THERE, and that is the beauty of the gift that we REJOICE in offering others in order to achieve optimal health, energy, & joy for their lives. But to get there…to create a successful transformation of your health & body, you HAVE to begin INSIDE with our 5 MUST-HAVE Steps! Yes, that’s right – the focus begins in the MIND. Time & again we see this process work, and it’s our UNIQUE coaching psychology method that sets us apart, & why we are capable of producing jaw-dropping results with the level of motivational mentality we provide. You can have all the knowledge in the world, but if you fail to develop the DESIRE & MINDSET to IMPLEMENT it, you will never succeed.

Want the insider view to our winning approach to learn how to transform your own health & body? We’re here to offer you the scoop because it’s our desire to support you fully to achieve authentic, preventative health from the inside, out in your lifetime. So where do we begin? There is a prolific spiritual author named John Maxwell, maybe you’ve heard of him, maybe you haven’t – but he writes of numerous spiritual topics & speaks on how we create TRUE transformation for our lives. Below we adapt his words for our article today because it’s a brilliant synopsis of just why & how we work with clients to coach them through mastering their personal health, as there are so many levels to the process.

When we discuss transformation of the physical body, to be successful we cannot deny that mind, body & spirit are woven tightly together in our being & therefore EACH needs to be considered – not just one. Often people when wanting to conquer health or healing goals immediately BEGIN at the physical, they think weight loss, nutrition, exercise…but that is their first step to failure because they’re joining the race before they’ve even laced their shoes!! When we fail to address mind & spirit in the health process we eventually lose the vision of why we’re addressing the physical in the first place & sadly fall off course when interest wanes, times get tough, or we lose our way because the how-to’s become unclear or appear out of reach. But if we start INSIDE & work OUTWARDS friends, GAME ON!!

Our 5 Expert Insider Steps to Transforming Your Health & Body

So these 5 KEY STEPS must be addressed in order to achieve a complete & SUCCESSFUL health & body transformation, and they must also be achieved in order as follows…

1. When you change your (health & body) thinking, you change your (health & body) beliefs.

If you think what you’ve been taught is healthy by the mainstream media is where your learning stops, then don’t expect to achieve great illness-free, authentic preventative health because they don’t teach proactive health approach, they teach reactive wait til you get sick & then act health approach. Begin to change your thinking to change your belief system about your body and health potential.

2. When you change your (health & body) beliefs, you change your (health & body) expectations.

Once you begin to expand your thinking, start to also seek out experts in areas of health & body who have shown & continue to show PROVEN ABILITY TO CREATE TRANSFORMATION RESULTS in their own health & body that you would like to emulate. Begin to sponge knowledge from them vs. what mainstream media claims leads to great health results, & you’ll in turn raise the bar on what you expect from your own health. You’ll see your new mentor/s are just ordinary people too like you, who decided to blaze their own health path about the quality of health they wanted to achieve for their life by taking the road less followed for their own health in life, and YOU CAN TOO – if you follow in their footprints.

3. When you change your (health & body) expectations, you change your (health & body) attitude.

Once your mind becomes opened by experts to your new health possibilities, you’ll have a renewed attitude & confidence about your abilities & empowerment around your personal health & begin to realize that anything you put your MIND to, your BODY can achieve -with the right tools in your toolbox. And THAT is exciting!

4. When you change your (health & body) attitude, you change your (health & body) behavior.

Now that you come to the table with a revitalized health attitude of possibilities & an arsenal from your health mentor, your entire being & behavior begins to shift because your mentor connects you with your own personal ability to achieve great results for your health, and as that continues to happen over and over, your self-efficacy GROWS & GROWS around your capabilities to manage your own personal health, as you transition into your own personal mini-health-expert!

5. When you change your (health & body) behavior, YOU CHANGE YOUR LIFE.

Now that you’ve achieved health & body mastery, you will begin to see an entire energetic, mental & emotional shift in your life that FAR EXCEEDS the physical. Yes, you will look & feel great, but the ways optimal health radiate outwards to all facets of your life will be astounding, as you attain a personal joy in life through health that you’ve never experienced before. No pills, no roller coaster of energy, no food cravings, no more blah approach to life, no more hiding from life within your own body,…you emerge a renewed person, ready to take on your full potential in this life.